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Understanding Costs

When you see that sign on a house, check out the listing online and find out that the sell price is $250,000 - keep in mind that there are other costs that you may have to take into consideration if you decide to buy.

Here's a short list of some of the other costs that may come up:

  • Down Payment
  • Closing Costs
  • Points: 1 point = 1% of loan
  • Loan originiation fees
  • Interest rates
  • Discount points
  • Private Mortgage Insurance
  • Property Taxes
  • Moving expenses
  • Inspection fees
  • Lawyers' fees (some states require legal representation)


Always speak with a mortgage professional; they should make it clear to you exactly what costs are involved in your transaction.

Alisa York, Loan Officer
Lincoln Capital Lending: A Division of Universal Lending Corporation
1369 Forest Park Circle #205, Layfayette, CO  80026
Direct:  (303) 859-3101
Cell:  (303) 859-3101
Copyright © 2019 Universal Lending Corporation NMLS#2996

Alisa York License#: 100019665 NMLS#: 241560
Regulated by the Division of Real Estate.
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